Getting a handle on your finances early is one of the smartest decisions you can make. Thankfully, there are amazing apps and tools designed to make budgeting simple, even for high school students. Here are some of the most popular and beginner-friendly budgeting tools to help you build strong financial habits from the start.
1. Goodbudget
Goodbudget is based on the traditional envelope method. It helps you divide your income into categories like food, transportation, and entertainment. It’s perfect for those who prefer a visual and straightforward system to manage their money.
2. EveryDollar
Created by Dave Ramsey, EveryDollar allows you to set up budgets in just a few minutes. The free version is great for beginners looking to take control of their spending in a practical way.
3. Spendee
Spendee is excellent for tracking expenses and setting personalized budgets. It also allows you to create shared wallets, making it useful for managing group finances, such as school projects or trips.
4. Splitwise
If you often split expenses with friends or roommates, Splitwise is ideal. While not a full budgeting app, it’s great for organizing and keeping track of who owes what in various situations.
5. Gabriel Money
Gabriel Money goes beyond budgeting. The smart way to build credit and take control of your money. It’s a secured credit card that helps you build solid credit by reporting to the three major credit bureaus in the US. With Gabriel Money, you’re not just budgeting—you’re creating a path to financial well-being and accessing products with the best possible rates.
Take control of your financial future today!
Another important step that you must take is choosing the ideal bank for you. To help you to make this choice, we wrote this article here: https://gabriel.money/how-to-choose-the-ideal-bank-for-me/
Whether you’re saving for your first car, college, or just want to manage your allowance better, these tools are here to guide you every step of the way.
Start building your financial independence now!
GabrielTeam
