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A modern, realistic illustration showing a thoughtful consumer (gender-neutral or mixed group) holding a credit card but hesitating to use it. In the background, there’s a split visual: one side has debt payoff symbols (e.g., a shrinking credit card balance or bills with check marks), while the other side shows rising auto loan/mortgage charts.

Credit Card Trends: Why Fewer People Are Opening New Cards

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Gabriel Money Brand

1) Gabriel Money is a Financial Technology Company. Banking services are provided by Evolve Bank & Trust, Member FDIC insured up to $250,000.

2) ATM-usage fees apply.

3) Credit score improvements will depend on many factors such as overall credit utilization, on-time payments to other creditors, and others. Gabriel Money provides a set of tools to help you understand how to manage your Credit Score, but we do not guarantee improvements to it. The Gabriel Card is designed to help you build your credit history; however, a variety of factors impact your credit including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries-not all factors are equally weighted.

4) To be eligible for the referral program you must send your friend the Promo Code you will see in your Gabriel Money app, after selecting the mission Refer a friend. When you send the Promo Code to a friend, you will earn 50 points in the Sweepstakes. Your friend MUST use the Promo Code when he signs up in our app for you both to gain the financial benefit. Your friend must be approved for our program application, request a card, and add money. After making at least one transaction and paying his first statement, Gabriel Money will deposit USD 30.00 into his Gabriel deposit account and $ 15.00 into your account, on the 15th day of the month following the month of the statement payment. You can refer up to 2 friends per month, being able to gain up to $ 30.00 and up to 100 points to be used in the Sweepstakes with Gabriel Money referral program.

5) Campaign Double Double Terms: Promotion runs from 03/26/2025 – 07/04/2025. Deposit matching: Gabriel Money will match 100% of deposits up to a total of $100 per customer. The deposit matching will be paid within one business day after the deposit is completed. Cashback: 2% cashback applies to eligible transactions once posted. Offer subject to verification, eligibility, and terms. Gabriel Money reserves the right to modify or terminate the promotion at any time.

This offer starts on 06/01/2024 at 12:00 am ET (eastern time) and ends on 08/31/25 at 12:00pm ET (eastern time). Your friend must have been approved for our program application between these dates to be eligible to earn the USD 30.00 and for you to gain the $15.00. Entries associated with fraudulent Cards or other unauthorized use of Cards and entries associated with any similar fraudulent or inappropriate activities relating to any such Cards will be void and all such Entrants may be disqualified.

For any questions and concerns you can e-mail us through support@gabriel. money. You can also call us at 1-888-601-4224 or mail us at 1190 North Highland Ave NE # 8629, Atlanta, GA, 30306.

A minimum initial deposit of USD 100.00 is required.
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